Business Credit Card

The only card designed to meet both your personal and business needs

Interest-free

Low interest rates

Instant access

24*7 Online Access

Highlights

Interest-free
Low interest rates
Instant access
24*7 Online Access

Overview

Get more for your business - and yourself - with the CBD Business Visa Signature Credit Card, the only card designed to meet both your personal and business needs.

Top features

Free Debit Card

Free for life

Free for life cards with credit limits of up to AED 250,000

50% Movie Offers

50% off on cinema tickets

50% off cinema tickets at Vox, Reel & Novo cinemas

Valet Parking

Complimentary valet parking

Enjoy 3 complimentary valet parking services each calendar month at over 30 locations in the UAE. For more details and terms of use  click here.

Multiple usage

Instant access

Features and benefits

  • Financial

      • Free for life cards with credit limits of up to AED 250,000
      • Interest-free credit period of up to 52 days for better cash flow management
      • Cash advance facility of up to 50% of credit limit for urgent expenses
      • Access to a flexible line of revolving credit at low interest rates of 3.45% per month (3.45% effective 09 Dec 2020)
      • Flexible repayment options, from 5% of outstanding balance and up to 100%
  • Lifestyle

      • Complimentary lounge access to over 1000 Airport Lounges worldwide. For FAQs, visit  Frequently Asked Questions 

      • 50% discount on up to four 2D Cinema tickets across the UAE every calendar month. For more information, visit VOX Cinema .

      To avail of the cinema and valet parking benefit mentioned above, cardholders must have a minimum monthly retail spend (excluding cash withdrawals) of AED 7,500 in the calendar month, failing which cardholder account will be charged the differential amount.

      *Retail spend does not include Cash Withdrawal. 


  • Rewards

      • Complimentary multi-trip travel insurance
      • CBD Rewards Points, redeemable for cash, air miles and shopping vouchers, with every spend of one UAE Dirham: up to 1.5 CBD Reward Points on every purchase
      • Instant access to card account with the CBD Mobile Banking App.
  • Convenience

      • Accepted at over 30 million global outlets, including over 3 million online merchants and in over 1.2 million ATMs
      • Dedicated number for 24 hour client service through our Contact Center within UAE 04 211 2818 and outside UAE +971 4 211 2818
      • 24X7 online access on up-to-date credit card account balances and transactions

Fees and charges

Business Credit Card
Charges type AED %
Annual card fees Nil
Interest rate on outstanding balances 3.45% monthly
Cash rate 2.99%
Foreign exchange fee 2%**
Card replacement fee AED 100
Late payment / Over limit fee AED 209
Cash advance 3% of transaction value or AED 100 whichever is higher

** This fee is charged in addition to the standard processing fee charged by Visa International and is applicable to transactions performed in any currency other than UAE dirhams.
5% VAT is applicable on all fees excluding Interest levied 

Eligibility criteria

CBD Business Credit Card is available through the following:

Business Credit Card Criteria
Sector Owners and nominated staff members of registered business entities operating in trading, manufacturing, professional or service sectors.
Minimum Salary Any business entity that maintain min average bank account balance of AED 25,000
Age Limit Applicants whose age is between 25-65 years
Business Credit Card

Required documents

  • National ID or valid passport with UAE residence visa and Emirates ID of all signing authorities and shareholders, if applicable
  • Valid legal and constitutive documents (i.e. Trade License, Certificate of Commercial Registration, Free Zone Certificate of Incorporation, Memorandum of Association, Partnership Agreement) as applicable
  • Power of Attorney or Board Resolution, if applicable
  • Proof of address
  • Details of Ultimate Beneficial Owners
  • Bank Reference Letter and Company Profile, if applicable

Relevant links

Key Facts Statement

We kindly request you to carefully read and understand this document if you are applying for a Credit Card (CARD) with Commercial Bank of Dubai.

Learn more

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The perfect companion for business and personal payments.

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Download CBD App - and open an account in minutes.

Access your financial future from the palm of your hand.

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